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Coverage is closer than you think

Many Canadians have benefits that cover care through Sword. Check yours in a few minutes, with no commitment required.

Check my coverage
Companies who trust us
Manulife
Equitable
Beneva
Desjardins
Blue Cross
Canada Life
iA Financial Group
Sun Life
Green Shield

Find out what your plan covers

Select your benefits provider and province to see an estimate of your coverage. Many people are surprised by what their benefits already include.

Initial assessment

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Therapy time

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Your contribution

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For this estimate, we assume your plan covers 80% of eligible treatment costs. It may vary depending on your specific plan, coverage limits and deductibles.

Simple, transparent, no surprises

Here's what to expect when you use your benefits with Sword.

  • 01

    Tell us your provider

    Share your benefits provider and province when you sign up. We'll confirm what your plan covers before you commit to anything.

  • 02

    Start your programme

    Once you know your coverage, you can get started right away. No referral needed, no in-person assessment required first.

  • 03

    We handle the billing

    No forms to fill out, no receipts to chase. Where Sword can bill your provider directly, it does — you only pay your portion, if any.

  • 04

    Use what you have

    Coverage applies per plan year, just like in-person physiotherapy. If you have remaining benefits, Sword is a straightforward way to use them.

Care that may be covered by your plan

Most private benefits plans that cover physiotherapy or pelvic care apply to Sword services. Here's what that includes.

  • A man sits at a desk, tilting his head to one side and holding it with his hand, appearing to stretch his neck while looking at a tablet device in a modern home office.

    Physiotherapy from home

    Personalised physiotherapy for pain, mobility, and chronic conditions, delivered by a licensed physiotherapist from home.

    Learn more
  • Two people in athletic clothing jog on a paved path near a park, with trees, a gazebo, benches, and houses visible in the background under a clear sky.Two people in athletic clothing jog on a paved path near a park, with trees, a gazebo, benches, and houses visible in the background under a clear sky.

    Sports physiotherapy

    Physiotherapy for injury, recovery, and performance, built around how your body moves and what you're working toward.

    Learn more
  • Two older adults playing pickleball outdoors on a sunny day, both holding paddles. A woman in front is reaching to hit a yellow ball, with trees and a house in the background.Two older adults playing pickleball outdoors on a sunny day, both holding paddles. A woman in front is reaching to hit a yellow ball, with trees and a house in the background.

    Physiotherapy for seniors

    Specialised care for mobility, balance, joint health, and recovery, with a physiotherapist who stays involved throughout.

    Learn more
  • A woman with a knee brace stands in a kitchen, lightly touching the counter for support. She faces away from the camera, and the kitchen features white cabinets, a stove, and modern lighting.A woman with a knee brace stands in a kitchen, lightly touching the counter for support. She faces away from the camera, and the kitchen features white cabinets, a stove, and modern lighting.

    Physiotherapy after surgery

    Structured rehabilitation following orthopaedic surgery, paced to your recovery.

    Learn more
  • A woman exercises on a yoga mat in her living room, balancing on one knee with one arm and the opposite leg extended, while following a workout on a tablet placed on a coffee table.A woman exercises on a yoga mat in her living room, balancing on one knee with one arm and the opposite leg extended, while following a workout on a tablet placed on a coffee table.

    Physiotherapy with AI for continuous support

    Continuous support between sessions and real-time guidance throughout your programme.

    Learn more

Covered by the
benefits you know

Sword works with a wide range of private benefits providers across Canada. If you see your provider below, there’s a good chance your plan applies.

Manulife logo featuring three green vertical lines forming an abstract M shape on the left, with the word Manulife in bold black text on the right.
Equitable logo featuring a teal abstract circular icon to the left of the word Equitable in black text on a light background.
The image shows the word beneva in bold, lowercase, purple letters on a light gray background.
Green hexagon symbol followed by the word Desjardins in green text on a light background; represents the Desjardins financial group logo.
Alberta Blue Cross logo with a blue medical cross symbol on the left and the words ALBERTA BLUE CROSS in blue text to the right.
Canada Life logo with the word canada in gray lowercase letters and life in white script on a red rectangle background, with a trademark symbol in the top right corner.
Logo of iA Financial Group, featuring the blue letters iA and a gray stylized elephant to the right, with Financial Group written below in blue text.
Sun Life logo with a stylized yellow sun and globe on the left, and the words Sun Life in dark blue text on the right.
Green Shield Canada logo with gsc in large lowercase letters and green shield canada written below, plus a small green shield icon to the right.