Prevent tirzepatide muscle loss to lower GLP-1 and GIP spend

The Sword Summary Warm-up

Don’t have time for the full workout? We’ve got you covered with a quick, high-intensity session. Here are the key takeaways:

• Tirzepatide drives rapid weight loss, but a meaningful portion can come from muscle.¹
• Muscle loss weakens metabolism, joint support, and long-term durability of results.
• These effects often appear later as MSK utilization and re-prescription pressure.
• Pairing tirzepatide with structured movement helps preserve lean mass and protect ROI.
• Movement is not an add-on. It is a cost-containment lever.
• Sword Move is the ideal program to add to GLP-1 and GIP/GLP-1 prescriptions.

Tirzepatide and muscle loss: the hidden health plan cost driver

Tirzepatide has quickly become one of the most powerful tools in employer-sponsored weight management. Originally approved for type 2 diabetes and now widely used for chronic weight loss, it helps people reduce appetite and lose weight at a pace that was difficult to achieve in the past. As coverage expands, health plans and employers are seeing strong early engagement and visible results.

But as utilization grows, another significant risk is emerging that health plan leaders need to address. Along with fat, people taking tirzepatide also lose muscle. That muscle loss is not just a clinical side effect. It is a predictable cost driver that can weaken long-term outcomes, increase musculoskeletal risk, and erode long-term return on GLP-1 and GIP/GLP-1 investments. For plans focused on sustainability, better MSK outcomes, and stronger ROI, muscle loss is critical signal.

Why tirzepatide creates downstream risk, not just short-term success

One of the largest studies of tirzepatide followed people using the medication for weight loss for more than a year. The results confirmed what many plans are now seeing in practice. Participants lost a significant amount of weight, mostly from fat, but they also lost a meaningful amount of lean muscle at the same time.¹

Muscle plays a critical role in keeping metabolism active, supporting joints, and maintaining physical function. When muscle declines during rapid weight loss, people may feel weaker, experience more strain on their joints, and have a harder time keeping weight off once treatment changes or stops.

Independent experts reviewing multiple studies have shown that this pattern is not unique to tirzepatide. Reviews published in The Lancet Diabetes & Endocrinology show that lean muscle loss is common across all GLP-1 and GIP/GLP-1 medications, not an issue tied to one drug, dose, or manufacturer.²

The takeaway for plans and employers is clear. These medications are effective at lowering weight, but without a strategy to protect muscle, they introduce longer-term health and cost risks that do not appear in the first year of use.

Muscle loss is a predictable MSK cost multiplier

Muscle supports more than strength. It stabilizes joints, absorbs load, and enables efficient movement. The impact of members losing muscle takes a toll on healhcare outcomes (and on the downstream costs associated with subsequent MSK issues):

• Knees, hips, and the lower back absorb more stress
• Fatigue increases and activity levels decline
• Balance worsens, increasing fall and injury risk

Extensive musculoskeletal research shows that reduced muscle mass and physical deconditioning are associated with higher rates of pain, mobility limitation, and injury over time.³ ⁴ These changes rarely appear immediately as a single diagnosis. Instead, they tend to surface months later as increased use of musculoskeletal services, including physical therapy, imaging, and pain management.⁵ ⁶

For many employer health plans, this utilization pattern becomes visible well after early weight-loss success has been reported. By the time MSK claims rise, the connection to muscle loss during GLP-1 treatment is harder to trace, but the cost impact is real. This is why muscle loss functions as a multiplier. It quietly increases the likelihood and intensity of downstream MSK spend. The solution is relatively straightforward. Pairing tirzepatide prescriptions with structured movement programs will help members prevent muscle loss and establish the regular physical activity habits required to sustain healthy fat loss well after the course of medication is completed.

What happens when tirzepatide is discontinued

Durability is another critical concern. In a follow-up study of people who stopped taking tirzepatide after losing weight, many regained a large portion of that weight within a year.⁷ Importantly, much of the regained weight was fat, not muscle.

This matters because losing muscle during treatment lowers the body’s ability to maintain weight once medication changes or stops. Members may end up with less muscle and more fat than before treatment, which increases functional risk and makes future weight management more difficult.

For plans, this dynamic often shows up as pressure to restart or extend therapy. Rather than tapering naturally, GLP-1 spend becomes prolonged, increasing per-member lifetime cost. Similar patterns have been observed with other medications in this class, which helps explain why lean mass loss during GLP-1 treatment is now a central concern for long-term sustainability.

The CFO view: how muscle loss quietly drives GLP-1 cost

From a financial perspective, the cost flow is straightforward.

Tirzepatide drives rapid weight loss. Rapid weight loss without muscle protection reduces metabolic efficiency and joint support. Over time, MSK complaints, fatigue, and injury risk increase. Claims shift toward physical therapy, imaging, and pain services. When treatment stops, weight regain increases re-prescription pressure. Per-member lifetime drug and MSK costs rise together.

This is why GLP-1 programs can look successful in year one and financially strained in years two and three, a dynamic already visible in analyses of GLP-1 employer healthcare costs and central to any sustainable GLP-1 cost savings strategy.

Movement protects weight loss investment

The encouraging news is that muscle loss is not inevitable. Research shows that pairing GLP-1 and GIP/GLP-1 medications with resistance-based movement and adequate protein intake helps preserve lean mass.² ⁹ Members do not need high-intensity training or long gym sessions. Short, guided strength-focused movement performed consistently can make a meaningful difference.

Medication changes the scale. Movement changes body composition. Only together do they deliver durable outcomes. Most members starting tirzepatide are inactive, managing prior pain, or unsure how to move safely. Simply telling people to exercise rarely leads to sustained behavior change. Without structure, safety, and accountability, muscle loss continues.

For employers and health plans, this is the controllable lever. Adding structured movement alongside medication coverage closes the gap that pharmacology alone cannot fill.

Sword Move helps tirzepatide users keep muscle and lose fat

Sword Move is a movement program designed to help members preserve strength, maintain activity, and reduce musculoskeletal risk while using GLP-1 and GIP/GLP-1 medications like tirzepatide.

Each member is paired with a Physical Health Specialist who holds a Doctor of Physical Therapy degree and builds a personalized movement plan. Members complete short, guided sessions at home, supported by the Move Wearable's in-built tracking and regular check-ins that help sustain consistency as strength improves. Move focuses on early intervention and habit formation so members stay active before pain becomes a claim.

The results of Move are clear for GLP-1 users

In Sword Move outcomes data, members who began as inactive showed measurable improvements¹⁰ :

• 69% reached “active” or “healthy active” status within 10 weeks
• Average of 4.5 guided movement sessions per week¹⁵
• Sedentary time reduced by 1 hour 22 minutes per day¹⁶
• 91% reported feeling moderately or much better¹⁷

Pair Move with tirzepatide prescriptions to lower MSK costs

Tirzepatide represents a major advance in weight management, and its impact on member engagement and short-term outcomes is undeniable. But weight loss alone is not the finish line. Without a strategy to protect muscle, rapid weight reduction can quietly introduce new risks that surface later as musculoskeletal claims, weight regain, and prolonged medication use.

By pairing tirzepatide coverage with Sword Move, health plan managers can help to:

• Preserve lean muscle mass
• Reduce downstream MSK claims
• Improve the durability of weight loss
• Protect the ROI of GLP-1 and GIP/GLP-1 investment

Sword Move is the ideal program to support a Tirzepatide prescription. Members are more likely to lose fat rather than muscle, maintain functional strength, and sustain weight loss over the long term. At the same time, employers and health plans can reduce the risk of avoidable MSK spend and protect the return on their GLP-1 investment.